1. Wonderful goals, Naomi! We share many of the same goals! I just started a January challenge if you’re interested in joining! I also posted a photo today of my main “goal” for the year.. “Bible in a Year” and SOAP study… 🙂 I have a Christmas savings account and every year i’m so thankful for it!! Such a stress relief knowing that we already have money saved for Christmas!

    Good luck with your goals!

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